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Retirees

You’ve worked hard to earn your wealth. Knowing that you have prepared well for you and your heirs allows you to look forward with less worry. Our focus is on preserving your wealth, so you can enjoy your current lifestyle while building and assuring your legacy. Together, we’ll make sure your legacy leaves a lasting impression on the people and causes you believe in.

<span style="font-weight: 400;" data-mce-style="font-weight: 400;">Goals</span>

Goals

  • Make the most of your employer-sponsored retirement plans and IRAs. 
  • Determine how much you need to retire comfortably. 
  • Manage assets before and during retirement.
  • Look for ways to reduce your current and future tax burden. 
  • Refer you to qualified tax and estate specialists.

Our Approach

<b>Retirement Readiness Planning</b>

Retirement Readiness Planning

We help you determine if your current actions will allow you to retire when you want, with the lifestyle you desire. We help you to formalize your retirement plan and optimize your retirement savings to keep you on track for a healthy retirement. 

<b>Retirement Income Planning</b>

Retirement Income Planning

Retirees are most concerned with generating income and not outliving their savings. We develop a plan to provide for an inflation-adjusted cash flow designed to maintain your lifestyle throughout your retirement years and, preserve your nest egg.

<b>Social Security Analysis </b>

Social Security Analysis

When to claim your benefits and how to synergize with your spouse are critical. We will coordinate Social Security benefits with other retirement resources, assess your cash flow requirements, and reduce or eliminate taxes on your benefits.

<b>Employer Plans</b>

Employer Plans

For many people, their employer-sponsored plan is their largest investment asset. We review employer matching features and investment choices to ensure you are taking advantage of available opportunities and coordinating with your overall plan. When you separate from service or retire, we will help you evaluate your rollover options. 

<b>IRA Planning</b>

IRA Planning

We take advantage of opportunities for tax-deferred growth in traditional IRAs and tax-free growth in Roth IRAs. We advise on Roth IRA conversions, deductibility of contributions, and penalties for early withdrawals. We calculate required minimum distributions and ensure that IRS requirements are met on a timely basis.

<b>Tax Reduction Planning </b>

Tax Reduction Planning

We will analyze your tax picture, including a review of your tax return and Form 1099’s to find opportunities to reduce your tax liabilities – in the current year and years going forward. We do not prepare tax returns, but we will coordinate with your CPA or tax professional to make sure we are all on the same page.

Let's Create Retirement Peace of Mind

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